This point and insurance reduction program reviews safe driving and accident-avoidance techniques. Upon completion of the class, drivers are eligible for a 10% reduction in their auto insurance and/or up to 4 points removed from their DMV driving record. Drivers may take the course every three years for insurance reduction and every 18 months for point reduction. All drivers listed on an insurance policy are eligible to complete the course. This is a great way to reduce the cost of your auto insurance!